Third-party cover
The legal minimum for driving on a public road. Pays for injury or damage you cause to someone else.
- Satisfies the Motor Vehicles Act
- Lowest premium
- Covers others, not your tractor
16 insurers compared on one form
Insurance that fits a farming household
Tractor, vehicle, crop, health, life. One advisor who knows your file, quotes from several insurers, and plain language about what each policy actually leaves out.
- Quotes from 16+ IRDAI-registered insurers, side by side
- Motor, crop, health, life and accident cover in one place
- New policy, renewal, or restoring one that has lapsed
- Free to compare. You are never charged by us.
No spam calls
You are never charged
Advice in Hindi or English
Free · takes 2 minutes
Get a free quote
Tell us what you need cover for. An advisor will call you with options from multiple insurers.
16+
Insurers compared
All India
36 states & UTs
8
Types of cover
₹0
Our fee to you
What would you like to insure?
Motor, crop, health and life — all through one advisor who knows your file.
Tractor Insurance
Cover for the machine your whole season depends on.
Get a quoteCar Insurance
Compare, understand, then buy — in that order.
Get a quoteTwo-Wheeler Insurance
The cheapest policy to buy, and the easiest one to let lapse.
Get a quoteCommercial Vehicle Insurance
When the vehicle is the business, the cover is not optional.
Get a quoteCrop Insurance
One failed monsoon should not undo three good years.
Get a quoteHealth Insurance
A hospital bill is the fastest way to lose a farm.
Get a quoteLife Insurance
The cheapest policy is usually the right one. That is why it is rarely the one you are sold.
Get a quotePersonal Accident Cover
Health insurance pays the hospital. This pays you.
Get a quoteAn advisor, not a call centre
Insurance is sold badly in rural India — the wrong cover, the clause nobody read out, the claim nobody helps with. We work the other way round.
One person, your whole file
The same advisor handles your tractor, your crop and your family cover — so nobody asks you the same questions twice.
We are not tied to one insurer
Quotes come from several companies. We tell you what the cheaper one leaves out, because that is where the money is decided.
We stay for the claim
The policy only matters on the day you need it. Our claims desk works the file with you, including a rejected one.
Free, and no pressure
You are never charged by us. Take the quotes and think about it — the advisor will not chase you.
How it works
Four steps, and only the first one needs anything from you.
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1
Share the details
Brand, model and year — or just the registration number if you are renewing.
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2
We compare
We collect quotes from our insurer partners and line up what each policy actually covers.
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3
You choose
An advisor walks you through the options in your own language. No pressure to buy.
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4
Policy in hand
Pay the insurer directly and get the policy document on WhatsApp and email.
Motor cover: which one do you need?
For anything on wheels — tractor, car, two-wheeler, commercial vehicle — this is the choice that matters. One is the legal minimum. The other protects the vehicle you paid for.
Comprehensive cover
Everything third-party covers, plus damage to your own tractor from accident, fire, theft and natural calamity.
- Protects your own asset
- No Claim Bonus builds up each claim-free year
- Add-ons available for trolley and implements
Not sure which?
The honest answer depends on the age and value of the vehicle and how much of your income depends on it running.
- Read the full comparison
Insurers we work with
All IRDAI-registered. The policy is issued by the insurer you choose, not by us.
ICICI Lombard General Insurance
HDFC ERGO General Insurance
Bajaj Allianz General Insurance
TATA AIG General Insurance
The New India Assurance Co. Ltd.
The Oriental Insurance Co. Ltd.
United India Insurance Co. Ltd.
National Insurance Co. Ltd.
Reliance General Insurance
SBI General Insurance
Cholamandalam MS General Insurance
IFFCO Tokio General Insurance
Tractor insurance — common questions
Is tractor insurance compulsory in India?
Yes. Under the Motor Vehicles Act, at least third-party insurance is mandatory for any tractor used on a public road. Driving without it can mean a fine, and it leaves you personally liable for any injury or damage you cause to someone else.
What is the difference between third-party and comprehensive cover?
Third-party cover pays only for damage or injury you cause to others — it pays nothing towards your own tractor. Comprehensive cover includes that third-party protection and also covers your own tractor against accident, fire, theft and natural calamity. Third-party is the legal minimum; comprehensive is what protects your asset.
What documents do I need to buy or renew tractor insurance?
Registration Certificate (RC) of the tractor, the previous policy if you are renewing, a photo ID and address proof, and for a claim-free renewal the previous insurer's No Claim Bonus details. For a new tractor, the invoice and temporary registration are enough to start.
Can I insure a tractor that is more than 10 years old?
Yes. Third-party cover is always available regardless of age. Comprehensive cover for older tractors depends on the insurer and usually needs a physical inspection, and the Insured Declared Value will be lower because the vehicle has depreciated.
Policy expiring soon?
Renew before it lapses — a break in cover costs you your No Claim Bonus.