Third-party cover
The legal minimum for driving on a public road. Pays for injury or damage you cause to someone else.
- Satisfies the Motor Vehicles Act
- Lowest premium
- Covers others, not your tractor
Tractor insurance, without the guesswork
Tell us about your tractor once. We bring you quotes from multiple insurers, explain what each one actually covers, and stay with you if you ever have to claim.
- Quotes from 12+ insurers, side by side
- New policy or renewal — including a lapsed one
- Trolley and implements can be added to the cover
- Free to compare. You are never charged by us.
Get your tractor insurance quote
Fill in the details and our advisor will call you with quotes from multiple insurers.
12+
Insurers compared
All India
36 states & UTs
2 min
To request a quote
₹0
Our fee to you
How it works
Four steps, and only the first one needs anything from you.
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1
Share the details
Brand, model and year — or just the registration number if you are renewing.
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2
We compare
We collect quotes from our insurer partners and line up what each policy actually covers.
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3
You choose
An advisor walks you through the options in your own language. No pressure to buy.
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4
Policy in hand
Pay the insurer directly and get the policy document on WhatsApp and email.
Which cover do you need?
One is the legal minimum. The other protects the tractor you paid for.
Comprehensive cover
Everything third-party covers, plus damage to your own tractor from accident, fire, theft and natural calamity.
- Protects your own asset
- No Claim Bonus builds up each claim-free year
- Add-ons available for trolley and implements
Not sure which?
The honest answer depends on the age and value of the tractor and how much of your income depends on it running.
- Read the full comparison
Insurers we work with
All IRDAI-registered. The policy is issued by the insurer you choose, not by us.
ICICI Lombard General Insurance
HDFC ERGO General Insurance
Bajaj Allianz General Insurance
TATA AIG General Insurance
The New India Assurance Co. Ltd.
The Oriental Insurance Co. Ltd.
United India Insurance Co. Ltd.
National Insurance Co. Ltd.
Reliance General Insurance
SBI General Insurance
Cholamandalam MS General Insurance
IFFCO Tokio General Insurance
Tractor insurance — common questions
Is tractor insurance compulsory in India?
Yes. Under the Motor Vehicles Act, at least third-party insurance is mandatory for any tractor used on a public road. Driving without it can mean a fine, and it leaves you personally liable for any injury or damage you cause to someone else.
What is the difference between third-party and comprehensive cover?
Third-party cover pays only for damage or injury you cause to others — it pays nothing towards your own tractor. Comprehensive cover includes that third-party protection and also covers your own tractor against accident, fire, theft and natural calamity. Third-party is the legal minimum; comprehensive is what protects your asset.
What documents do I need to buy or renew tractor insurance?
Registration Certificate (RC) of the tractor, the previous policy if you are renewing, a photo ID and address proof, and for a claim-free renewal the previous insurer's No Claim Bonus details. For a new tractor, the invoice and temporary registration are enough to start.
Can I insure a tractor that is more than 10 years old?
Yes. Third-party cover is always available regardless of age. Comprehensive cover for older tractors depends on the insurer and usually needs a physical inspection, and the Insured Declared Value will be lower because the vehicle has depreciated.
Policy expiring soon?
Renew before it lapses — a break in cover costs you your No Claim Bonus.